FAQs

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• Why Compass Financial Group?

Our experience and hands on approach will provide you and your family with access to a professional financial advisory firm who will become the macro manager for your financial future. The single biggest advantage of working with us is our independence.  We have no preconceived plan as to what your strategy or objective should be. Instead, we will help you discover through an educational process, how to achieve your dreams and goals with confidence.

• If I already choose my own investments or use my broker recommendations, why should I meet with you?

Compass Financial Group is unique. Most investment advisors and other financial professionals focus on only one or two aspects of your financial life. Using the LEAP process we evaluate and coordinate ALL aspects of your financial life. We are not here to replace all the members of your team or products that are working well for you. By utilizing a holistic view we work at making your money more efficient and productive. Our expertise goes beyond just the picking of products. Like a game of chess, we focus on understanding how all your financial vehicles, wills, insurances, debt structure should work together. We also assist your other advisors to perform for you at a higher level.

• What are the types of things you will do during the process?

To create maximum wealth with the money you will receive over your lifetime, we have to evaluate all items, which include cost and income items such as housing, food, lifestyle, college and retirement goals. We will listen, put together written strategies with alternatives in a simple and easy to follow modeling process. You will see from the model what areas of lost opportunity exist with your current plan. We will continually inform and update you. For many of my clients this is one of the main reasons they stay with Compass. We will communicate and answer questions in an easy to understand language.

• What questions will be answered during the process?
  • What is the true cost of my current plan?
  • Given my current planning, am I betting my results on the idea that taxes will be lower in the future than they are today?
  • Will I be in the lowest tax bracket when I retire?
  • How does all this fit together and is it working to meet my future retirement goals?
  • Why has no one pointed these things out to me before?
  • You will have a basic understanding of why I recommend certain plans and strategies. I want you to understand how they work and why they are important to your financial success.
• How do you differ from other financial advisors?

Most financial professionals are only concerned with dollars and cents. We realize that this is only one aspect of financial planning. Our goal is to create a plan that supports what you care about most such as educating your children, being financially stable after retirement, and properly distributing your wealth.

• Will I be pressured into making any decisions?

At no time will we pressure you into making a decision. We will always support you in doing what you know is best for you and your family.